UK Mortgage & Equity Calculator

Your mortgage details

£
£
%
%
years
%

Your results

Monthly payment
Amount borrowed
Total repaid over term
Total interest
Starting deposit
Term

Your equity spotlight

Equity you own today
Equity (the share you own) Outstanding mortgage (owed to lender)

Equity = property value − outstanding mortgage. It grows as you pay down the loan and (if prices rise) as the property gains value.

Equity build-up over time

Projected equity assuming your chosen property growth rate.

Year Property value Mortgage owed Equity Equity %
Enter your details and press Calculate.

This calculator is for illustration only and does not constitute financial advice. Figures are estimates; your lender's actual offer, rates, fees and eligibility may differ. Property values can fall as well as rise. Consider speaking to a qualified mortgage adviser.

Monthly payment